Why do we find it easier to buy an expensive pair of shoes then to plan our own financial future? Is it because with shoes, as with clothes, purses, jewelry, and cars, you get instant gratification? I must admit, a beautiful pair of suede red stiletto pumps that I really don’t need paired with

Now that pensions are less attractive among companies for building retirements, 401Ks have taken its place as the heart of our savings for the future. The responsibility of what you will live on rests on you, and the amount you set aside each paycheck towards your future. First, let’s look at some background on 401Ks.

I was flipping channels when I came across Chris Rock: Never Scared. The part that caught my attention was when Chris Rock joked about the differences between being rich and wealthy. That got me thinking about being rich vs. wealthy relative to financial planning. When I think of being rich and the people who fit

If you’ve been hearing a lot about the fiscal cliff and wondered what it means to you, here are some points I thought I would share.  Some of you may be concerned or nervous about what may happen.  So, I will begin with explaining why there is so much concern about it.  The fiscal cliff

I was talking to a friend about retirement and what that would look like. I envision a life where I am volunteering, traveling, and spending time with family and friends. I’m sure many of you have done the same, pictured your life in your golden years. I read an article in USA Today recently, and

If you have been paying attention to the recent business reports, you must have heard the term fiscal cliff. This is yet another financial term that has become popular when discussing the current state of the economy. Now, you may have asked, what is the fiscal cliff? Well, it is a slowdown of the economy