Are you losing sleep over your finances? Take this quiz

When you’re on your own, making the right financial decisions can feel overwhelming.

Investing and planning require a lot of moving parts and momentous decisions – decisions that could make or break your financial future. Many are concerned about the burgeoning national retirement crisis . How can you protect yourself?

Here are some important questions to ponder:

1.      Do you know if you’re on track to retire?  Y   N

2.      Do you have time to figure it all out?   Y   N

3.      Do you have a financial roadmap? Do you know how to build one?   Y   N

4.      Do you believe you can find reliable financial advice from social media or Google searches?   Y   N

5.      Do you know where to look for reputable information? Y   N

6.      Do you know if you are making the most of your assets (investment returns? planning?)  Y   N

7.      Do you know that you may be leaving tens or hundreds of thousands of dollars on the table (over time) by not working with a certified financial professional?  Y   N

8.      Do you know if you are diversified enough?   Y   N

9.      Do you know if you’re paying high fees on your investments?  Y   N

10.  Do you know how to protect your investments against risk (the risk of loss AND the risk of not earning enough)?  Y   N

11.  Are you well-versed in all these areas: cash planning, employee benefits, insurance, tuition planning, estate planning, long-term care, taxes?  Y   N

12.  Are you financially prepared for the unexpected?  Y   N

If you answered NO to the above questions, it might be time for you to work with a financial advisor.

Let me elaborate on the last question – life is full of difficult changes and transitions and we need to be as prepared as possible. Here are just a few common ones: job loss, career changes, marriage, divorce, sudden widowhood, care giving, etc. There are many more.

Just because you don’t see a surprise coming, doesn’t mean it’s not on the way. I’ve lived a life full of changes, and I understand your challenges. I will bring my personal experiences, expertise, and empathy to work with you as I guide to protect you financially through the rough seas of life.

Get in touch!

Click here to start the conversation with Harris & Harris Wealth Management.